In Cook County, foreclosure actions refer to the legal process through which a lender or a bank attempts to recover a property when the homeowner fails to make mortgage payments as agreed.

A judge in the Circuit Court of Cook County oversees the foreclosure process, which typically involves the lender filing a lawsuit against the homeowner for defaulting on the mortgage. If the Court finds in favor of the lender, it can result in the forced sale of the property to repay the outstanding mortgage debt. Throughout this procedure, the Court ensures that all legal steps are followed, providing both the lender and the homeowner with the opportunity to present their case and adhere to the applicable laws and regulations governing foreclosures in Cook County.

Go to Chancery Division Mortgage Foreclosure Section


Foreclosure Mediation Program

Learn more about the Chancery Division's Mortgage Foreclosure Mediation Program on their website.